Are Norton finance a direct lender?

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Cetelem’s Client Area functions as a virtual office where you can carry out all the formalities and procedures related to the products contracted. In addition, the Cetelem app also offers extensive online functions for exhaustive control of your finances.

In the Cetelem Client area you can access any operation in a single click. If you want to make a deposit from the loan or from the card you just have to click on the ‘Transfer money to account’ button from the global position. The process is very simple:

If you have cancelled your financial product or insurance with Cetelem and you also want them not to have your personal data in the customer area, you have to send a letter together with a photocopy of your ID card by:

If you are a customer of the bank, you also have always available and completely free of charge the Cetelem app, compatible with Android and iOS devices. This is all you can do through it:

Click on this link. All you have to do is enter your DNI/NIE (without dashes or spaces) and follow the guidelines. If the problem persists, contact Cetelem customer service: 917 909 790.


The KivuWatt lending group includes the Emerging Africa Infrastructure Fund (EAIF), the Netherlands Development Finance Company (FMO), the African Development Bank and the Belgian Investment Company for Developing Countries NV/SA (BIO). This award represents the third consecutive African Power Deal of the Year award received by ContourGlobal.

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This award recognizes the revolutionary nature of the KivuWatt project and the commitment and hard work undertaken by the financing team, including Norton Rose and Clifford Chance, who have produced innovative financing that will enable a secure, low-cost and environmentally friendly source of power generation.

Orli Arav, head of project finance at EAIF, said, “Frontier Markets Fund Managers, the fund manager of the Emerging Africa Infrastructure Fund, is very proud to be the co-lead arranger of this ground-breaking transaction that will transform Rwanda’s energy sector.”

Huub Cornelissen, Director of Energy and Hosting, said, “FMO is pleased that the KivuWatt project has received this prestigious award for its financing. KivuWatt will provide cost contained energy use as an indigenous renewable gas resource, improving reliability and access rates to electricity. We are pleased that this role as co-organizer is appreciated during the award, which fits perfectly within FMO’s objective.”

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“We are very pleased with the financial commitments made by Orion and Blackstone for the development of the Fruta del Norte and Equator project,” said President and CEO Ron Hochstein. “It confirms the strength of this project and allows us to move full speed ahead with construction.”

Orion and Blackstone have also been granted the right to purchase 50% of Fruta del Norte’s future gold production, up to a maximum of 2.5 million ounces, at a determined price, based on monthly delivery dates and quotations over a defined period.

Oskar Lewnowski, Chief Investment Officer of Orion Mine Finance Group, commented, “As one of the largest dedicated investors in the mining industry, we are delighted to participate as a cornerstone of the financing of the Fruta del Norte project. We very much look forward to working with the Lundin Gold team on one of the most exciting gold assets under development in the Americas.”

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“Blackstone is very excited about this partnership with Lundin Gold to develop Fruta del Norte, a world-class gold deposit,” said Jasvinder Khaira, Senior Managing Director, Blackstone Tactical Opportunities. “The Lundin Group are talented operators with a strong track record and our partnership is consistent with bringing innovative and flexible capital to the natural resources sector.”

Cetelem kia

A series of currency devaluations and oil crises in the 1970’s caused the currencies of most countries to fluctuate. The world economy became increasingly financially integrated in the 1980s and 1990s due to capital account liberalization and financial deregulation. A series of financial crises in Europe, Asia, and Latin America were followed by contagion effects due to increased exposure to volatile capital flows. The global financial crisis, which originated in the United States in 2007, quickly spread to other nations and is known as the catalyst for the Great Recession worldwide. A market adjustment to Greece’s default on its monetary union in 2009 led to a sovereign debt crisis among European nations known as the Eurozone Crisis.

While the global financial system is on the brink of greater stability, governments must contend with diverse regional and national needs. Some nations are trying to orderly discontinue the unconventional policies put in place to recover, while others are expanding their scope and scale. Emerging market policymakers face a challenge of precision as they must carefully institute sustainable macroeconomic policies during extraordinary market sensitivities without causing investors to withdraw their capital to stronger markets. The inability of nations to align their interests and achieve international consensus on issues such as banking regulation has perpetuated the risk of future global financial catastrophes.

Are Norton finance a direct lender?
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